Sponsored by C.A.R.C
"The Wealth Building Project"
2909 E Arkansas Ln Arlington, TX 76010
2909 E Arkansas Ln Arlington, TX 76010
We Sue Debt Collector and Credit Reporting Agencies,
through our Network of Consumer Attorneys.
Tired of being denied for a Home Loans, Car Loans, or Business Funding? The problem isn’t always your credit. It’s the inaccurate, incomplete, or outdated information that’s dragging it down.
At C.A.R.C, we don’t just send disputes letters
We use Federal Laws and a team of attorneys to legally Delete, Cancel the Debt and in some cases maybe even get you compensated, Your Credit Report should be 100% ACCURATE, without inaccurate information on your credit report. We will also strategically help you to rebuild your creditability for real approvals.
America’s Largest Consumer Protection Advocates,
We Fight For The 99%!
We Don’t Just Restore Credit, We Enforce It With The Law!
What Makes Our Process Different?
Here’s a clear side-by-side comparison of Traditional Credit Repair vs. a More Legal/Consumer Law-Based Credit Process so you can see the differences at a glance:
| ASPECT | Traditional Credit Repair | Legal/Consumer Law-Based Process |
|---|---|---|
| Core Method | Template-based dispute letters to bureaus for "verification" | Federal/state consumer protection laws (FCRA, FDCPA, FCBA, TCPA) demanding strict compliance |
| Focus | Remove/suppress negative items from reports | Ensure accuracy, completeness, and legal compliance of all reported data |
| Dispute Approach | Multiple bureau disputes until removal or "updated" status | Targeted legal demands to furnishers and bureaus citing statutory violations with documented proof requirements |
| Evidence Required | Basic bureau "investigation" rarely demands full proof | Original contracts, account history, chain of title, proof of lawful collection rights |
| Compliance Leverage | Bureau goodwill to remove unverifiable items | Legal timelines, statutory damages, litigation threats |
| Rights Enforcement | Limited - rarely escalates to regulatory/legal action | Active enforcement via regulator complaints, arbitration, federal court |
| Results Potential | Slower process, items may reappear if source not addressed | More permanent - inaccuracies removed at source with binding settlements |
| Regulatory Backing | Credit Repair Organizations Act (CROA) | Multiple federal & state consumer protection laws beyond CROA |
| Risk & Limitations | Limited leverage - bureaus not obligated to delete accurate data | Greater leverage - non-compliance = statutory penalties ($100-$1,000 per violation) |
| Typical Provider | Credit repair company | Consumer rights law firm or attorney-backed advocacy group |
| Cost Structure | Monthly subscription until results achieved | Pay-per-violation, flat-fee, or contingency with legal settlements |
Common Concerns, Answered:
“Is this legal?”
Absolutely. Everything we do is backed by Federal Consumer Protection Laws — and enforced by Licensed Attorneys.“Is it too late for me?”
Never. The worse your credit, the more likely errors are dragging it down and damaging you. That’s our sweet spot.“I’ve tried credit repair before, it didn’t work.”
That was credit repair. This is Legal Restoration by a team of attorneys that understands your rights.
Spots Are Limited - Act Fast!
"We only accept 25 new clients per month to ensure personalized support."
A $1500 Value
© 2025 All Rights Reserved | C.A.R.C | Terms & Conditions